Get Quotes from Expatriate Group
Expatriate Group offers international term life insurance specifically designed for expatriates and globally mobile individuals. Their policies provide guaranteed premiums and coverage throughout the policy term, regardless of changes in residence, occupation, or lifestyle.
✅ Pros
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Guaranteed Premiums and Coverage: Once initiated, premiums and coverage amounts remain fixed for the entire policy term, unaffected by changes in country of residence, occupation, or lifestyle.
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Global Portability: Policies are valid worldwide, ensuring continuous coverage as you move between countries.
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Positive Customer Feedback: Clients have praised the company for competitive pricing, prompt responses, and excellent service.
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Online Application Process: Prospective policyholders can obtain quotes and apply online, with support available via live chat.
❌ Cons
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Limited Policy Options: The company primarily offers term life insurance, with fewer options for whole or universal life policies.
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Lack of Detailed Public Information: Specific details about coverage limits and additional benefits are not extensively detailed on the website, necessitating direct contact for comprehensive information.
💰 Pricing
While exact premiums vary based on factors such as age, health status, and coverage amount, Expatriate Group is noted for offering competitive rates. For instance, international life insurance premiums can start from as low as $7 per month for a 20-year-old seeking $100,000 in coverage.
⭐ Overall Score: 8.6/10
Expatriate Group’s life insurance offerings are well-suited for expatriates seeking stable, portable, and reliable coverage. Their guaranteed premiums, global applicability, and positive customer experiences make them a strong contender in the international life insurance market. However, potential clients should reach out directly to obtain detailed information tailored to their specific needs.
