Get Quotes from Aioi Bangkok Insurance
Aioi Bangkok Insurance Public Company Limited is a Thailand-based insurer affiliated with the global MS&AD Insurance Group from Japan. Known for its strong backing and focus on auto and general insurance, Aioi Bangkok Insurance has carved a niche in the Thai market, particularly among Japanese expatriates and businesses.
✅ Pros
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Strong Global Backing: As part of the MS&AD Insurance Group, Aioi offers financial stability and reliability.
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Specialized in Auto Insurance: A leader in motor insurance, especially for Japanese vehicle brands, with coverage that includes 24-hour roadside assistance.
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Excellent Customer Service (Japanese-speaking Support): Offers bilingual support (Thai and Japanese), catering well to expatriates and Japanese businesses.
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Digital Claims and Policy Management: Offers convenient online claims submission and policy management tools.
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Good Reputation Among Expats: Highly recommended within Japanese communities and corporate networks in Thailand.
❌ Cons
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Limited Product Range: Focuses mainly on motor and general insurance; lacks strong life insurance or investment-linked products.
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Less Recognized Among Local Thai Consumers: Despite solid service, it’s not as widely known in the domestic Thai market compared to larger local players like Muang Thai or Viriyah.
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Pricing May Not Be the Cheapest: Premium pricing due to its premium service, especially on imported car policies.
💰 Pricing
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Motor Insurance: Starting from THB 8,000/year for basic coverage; comprehensive packages range from THB 15,000–30,000/year depending on car model and coverage.
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Travel Insurance: Packages start at THB 300 for short-term trips.
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Commercial Policies: Tailored quotes depending on business size and risk category.
Note: Prices vary based on individual underwriting and vehicle type. Discounts may apply for safe driving history or bundled policies.
⭐ Overall Score: 8.3/10
Aioi Bangkok Insurance PCL is a dependable choice for individuals and businesses looking for reliable, service-oriented insurance in Thailand, especially for motor and general insurance. Its strong Japanese roots and excellent customer service make it stand out among expat-friendly insurers, though its relatively narrow product range may not appeal to those looking for life or investment insurance.
