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Morgan Price International Healthcare Ltd is a UK-based managing general agent (MGA) specializing in international health insurance for expatriates and globally mobile individuals. Established in 1999, the company offers a range of flexible plans through its Evolution Health series, catering to both individuals and corporate groups. While it has garnered praise for its personalized service and comprehensive coverage options, some customers have reported challenges with claims processing and communication.
✅ Pros
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Comprehensive Coverage Options: Morgan Price’s Evolution Health plans offer five tiers—Standard, Standard Plus, Comprehensive, Premium, and Elite—with annual limits ranging from £500,000 to £2,000,000. All plans include inpatient and day-patient treatment, cancer care, and emergency evacuation.
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24/7 Customer Support: The company provides round-the-clock assistance, ensuring that clients can access support whenever needed.
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Personalized Service: Clients are assigned dedicated representatives to guide them through the claims process, enhancing the customer experience.
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Global Reach: With offices in the UK, EU, UAE, and Thailand, Morgan Price caters to a diverse international clientele.
❌ Cons
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Claims Processing Delays: Some customers have reported prolonged claims processing times and challenges in obtaining reimbursements.
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Communication Issues: There are instances where clients experienced difficulties in communication, with reports of unresponsive customer service.
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Premium Increases: Several users have noted significant premium hikes upon policy renewal, sometimes without prior notice.
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Complex Claims Requirements: The necessity for extensive documentation during claims has been a point of contention for some policyholders.
💰 Pricing
Morgan Price’s Evolution Health plans are structured across five tiers:
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Standard: Annual limit of £500,000.
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Standard Plus: Annual limit of £750,000.
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Comprehensive: Annual limit of £1,000,000.
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Premium: Annual limit of £1,500,000.
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Elite: Annual limit of £2,000,000
Each tier offers varying levels of coverage, with higher tiers including benefits like outpatient consultations, dental care, routine maternity, and infertility treatment. Specific pricing details are not publicly disclosed and may vary based on individual circumstances.
⭐ Overall Score: 7.1/10
Morgan Price International Healthcare Ltd offers a range of comprehensive and flexible health insurance plans tailored for expatriates. While the company excels in personalized service and global coverage, potential clients should be aware of reported challenges related to claims processing and communication. Prospective policyholders are advised to thoroughly review plan details and consult with company representatives to ensure the chosen plan aligns with their specific needs.
