Get Quotes from Raffles Health Insurance
Raffles Health Insurance, a subsidiary of the renowned Raffles Medical Group in Singapore, offers high-quality medical insurance solutions designed for individuals, families, and corporate clients. Known for its seamless integration with Raffles clinics and hospitals, this insurer provides peace of mind through personalized care and direct access to one of Singapore’s leading healthcare networks.
✅ Pros
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Direct Access to Raffles Medical Network: Policyholders enjoy cashless access to Raffles clinics, GPs, specialists, and hospitals across Singapore and selected regions in Asia.
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Comprehensive Medical Plans: Offers inpatient, outpatient, maternity, dental, and preventive care coverage under individual and group plans.
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Customizable Corporate Health Benefits: Tailored packages for SMEs and large enterprises with wellness add-ons.
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Health Screening Perks: Many plans include annual check-ups and health screenings at Raffles facilities.
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Trusted Medical Brand: Strong reputation for service quality, particularly among expatriates and professionals living in Singapore.
❌ Cons
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Limited International Coverage: Most plans are Singapore-focused; limited options for global or overseas healthcare protection.
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Premium Costs: Higher pricing compared to local budget insurers, especially for private hospital access and comprehensive benefits.
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Limited Digital Platform: Online claims and account management tools are less advanced than some competitors.
💰 Pricing
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Basic Individual Plan: From SGD $80/month (~USD $60) — includes general outpatient and specialist care within the Raffles network.
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Comprehensive Private Hospital Plan: Starts at SGD $200/month (~USD $150) — covers inpatient, specialist, and private hospital stays.
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Corporate Group Plans: Custom pricing based on group size, coverage level, and benefits selected.
Premiums may vary by age, citizenship, and medical history. Integrated Shield Plan riders are also available for Singaporeans.
🏆 Final Verdict
Raffles Health Insurance is an ideal choice for Singapore-based residents and expats who want premium healthcare access through the trusted Raffles Medical network. While more expensive than some alternatives, its seamless care coordination and high-quality services justify the price for those who value reliability and convenience.
