SafetyWing is one of the most popular travel medical insurance providers tailored specifically for digital nomads, remote workers, and long-term travelers. But is it really worth it? In this comprehensive SafetyWing review, we’ll dive into its features, pros and cons, pricing, and give it a final rating based on value, coverage, and usability.
Safety Wing provides global medical and travel coverage for when you get sick or injured abroad, for nomads and remote workers.
⭐ Quick Summary
| Feature | Details |
|---|---|
| Best For | Digital Nomads & Remote Workers |
| Monthly Cost | From $45.08/month |
| Coverage Limit | $250,000 |
| COVID-19 Coverage | Yes |
| Pre-Existing Conditions | Not Covered |
| US Coverage | Optional add-on |
✅ Pros of SafetyWing
-
Affordable Pricing
With coverage starting at just $45.08/month (for 10-39-year-olds), SafetyWing is one of the most cost-effective options for global travel insurance. -
Rolling Monthly Subscriptions
Unlike many travel insurance policies, SafetyWing works like a monthly subscription, perfect for uncertain travel plans. -
Global Coverage, Including Home Country
Coverage extends to your home country (for up to 30 days every 3 months), which is rare in travel insurance policies. -
COVID-19 Coverage
Included at no extra cost—important for pandemic-era travel. -
Children Covered for Free
One child under 10 is covered per adult, which is great for digital nomad families. -
Remote Health Add-Ons
Their Remote Health plan offers comprehensive global health insurance for those staying abroad longer.
❌ Cons of SafetyWing
-
Limited Coverage for Pre-Existing Conditions
SafetyWing doesn’t cover pre-existing conditions, which may be a dealbreaker for some. -
Lower Coverage Caps
The $250,000 coverage limit is decent but lower than traditional travel insurance plans with higher caps. -
No Dental or Vision (Basic Plan)
You’ll need to upgrade to Remote Health for full dental, vision, and maternity coverage. -
Claims Process Can Be Slow
Some users report delays in claim reimbursement, although most are eventually resolved.
💰 SafetyWing Pricing (as of 2024)
| Age Group | Monthly Premium (Excl. US) | Monthly Premium (Incl. US) |
|---|---|---|
| 10-39 years | $45.08 | $83.44 |
| 40-49 years | $73.92 | $137.48 |
| 50-59 years | $115.92 | $226.24 |
| 60-69 years | $157.36 | $308.84 |
✅ Tip: Plans are charged every 4 weeks and can be paused or canceled anytime.
📊 Final Verdict: Is SafetyWing Worth It?
SafetyWing is a top-tier choice for digital nomads and frequent travelers who want flexibility, affordability, and essential medical coverage without long-term commitments. While it lacks some bells and whistles (like dental or high coverage limits), it offers peace of mind at a great price—especially if you don’t need complex health insurance.
🏆 SafetyWing Review Score: 8.6/10
| Criteria | Score (Out of 5) |
|---|---|
| Affordability | ⭐⭐⭐⭐⭐ (5.0) |
| Ease of Use | ⭐⭐⭐⭐ (4.5) |
| Coverage | ⭐⭐⭐ (3.5) |
| Customer Support | ⭐⭐⭐⭐ (4.0) |
| Flexibility | ⭐⭐⭐⭐⭐ (5.0) |
Overall: 8.6 / 10 – Ideal for remote workers, budget travelers, and digital nomads needing flexible, no-hassle insurance.
