Get Quotes from True Traveller
True Traveller Insurance is a UK-based provider specializing in flexible, customizable travel insurance designed for digital nomads, backpackers, and adventure seekers. With comprehensive coverage options and the ability to tailor policies to individual needs, it stands out as a top choice for travelers from the UK and EU.
✅ Pros of True Traveller Insurance
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Customizable Coverage: Choose from three core plans—True Value, Traveller, and Traveller Plus—and add optional extras like baggage, electronics, cancellation, and extreme sports coverage.
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High Medical Coverage: All policies now include up to £10 million for medical expenses and repatriation, ensuring ample protection during emergencies.
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Adventure Sports Included: Activities such as off-piste skiing, scuba diving, and even heliskiing are covered under the winter sports option, catering to thrill-seekers.
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Flexible for Ongoing Travelers: Policies can be purchased even after departure, making it convenient for those already on the road.
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Efficient Claims Process: Users report quick and straightforward claims handling, with some reimbursements processed within 24 hours.
❌ Cons of True Traveller Insurance
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Limited to UK & EU Residents: Only available to individuals residing in the UK and European Union, excluding travelers from other regions.
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Age Restrictions: Coverage is not available for travelers over 65 years old, limiting options for senior adventurers.
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Basic Plans Lack Some Coverage: Essential protections like baggage loss, trip cancellation, and travel disruption are not included in base plans and require additional purchase.
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Website Usability Issues: Some users have reported difficulties navigating the website and finding specific information.
💰 True Traveller Insurance Pricing
Pricing varies based on age, destination, and selected coverage options. For a 35-year-old traveler on a one-year worldwide trip (including the USA), the estimated costs are:
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True Value: Approximately £392
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Traveller: Approximately £450
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Traveller Plus: Approximately £500
Note: Prices are indicative and subject to change based on individual circumstances.
📊 True Traveller Insurance Scorecard
| Category | Score (Out of 5) |
|---|---|
| Affordability | ⭐⭐⭐⭐ (4.0) |
| Coverage | ⭐⭐⭐⭐ (4.0) |
| Flexibility | ⭐⭐⭐⭐⭐ (5.0) |
| Customer Support | ⭐⭐⭐⭐ (4.0) |
| Claims Process | ⭐⭐⭐⭐ (4.0) |
Overall Score: 8.4/ 10
🏁 Final Verdict
True Traveller Insurance is a top-tier choice for UK and EU residents seeking flexible, comprehensive travel insurance tailored to their adventurous lifestyles. With customizable plans, high medical coverage, and a reputation for efficient claims processing, it offers peace of mind for travelers exploring the globe. However, its regional availability and age restrictions may limit its suitability for some individuals.
