Get Quotes from Vietinbank Health Insurance

VietinBank Insurance (VBI), a subsidiary of VietinBank—one of Vietnam’s largest state-owned banks—has become a recognized name in the health insurance space. VBI offers a variety of affordable, straightforward, and digitally integrated health insurance plans for individuals and families across Vietnam.

⭐ Overall Score: 4.2/5

✅ Pros of VietinBank Health Insurance (VBI)

  1. Strong Bank-Backed Credibility
    As part of the VietinBank Group, VBI benefits from strong financial stability, customer trust, and seamless integration with banking services.

  2. Affordable Health Plans for All Ages
    VBI offers highly competitive premiums on plans for both individuals and families—especially attractive for students, workers, and small households.

  3. Digital Application & Claim Process
    Easy online sign-up and fast claim settlement through mobile apps and partner hospitals make VBI one of the more digitally friendly health insurers in Vietnam.

  4. Wide Hospital Network
    Includes a network of over 300 hospitals and clinics nationwide, supporting direct billing and cashless treatment.

  5. Customizable Coverage
    Plans can be tailored to include outpatient care, inpatient treatment, surgery, maternity, and accident coverage.

❌ Cons of VietinBank Health Insurance (VBI)

  1. Limited International Coverage
    Most policies are domestic-focused; international medical coverage is either not available or requires a separate plan.

  2. Not Focused on Life Insurance
    VBI specializes in non-life insurance, so customers looking for life protection or savings/investment-linked policies should look elsewhere.

  3. Some Coverage Caps
    Budget plans may come with relatively low annual limits compared to premium insurers, which may not suit high-net-worth individuals.

💰 VBI Health Insurance Pricing Overview (2025)

Coverage Type Estimated Premium (Yearly) Ideal For
Basic Health Plan 1,200,000 – 2,500,000 VND Students/Young Adults
Family Health Insurance 3,000,000 – 7,000,000 VND Small Families
Comprehensive Plan 5,000,000 – 10,000,000 VND Adults/Professionals
Accident + Surgery Add-on 1,000,000 – 3,000,000 VND General Public

Final price depends on age, medical history, and selected benefits.

📊 Who Should Consider VBI Health Insurance?

  • Budget-conscious individuals looking for basic or mid-range medical coverage

  • Families wanting affordable group health protection

  • Students and young professionals seeking easy, digital sign-up

  • Customers already banking with VietinBank who want integrated services

📝 Final Verdict

VBI Health Insurance from VietinBank is a smart, budget-friendly solution for everyday healthcare protection. With solid bank backing, digital convenience, and a wide hospital network, VBI is best suited for individuals and families looking for affordable, hassle-free coverage within Vietnam.

Get Quotes from Vietinbank Health Insurance